The last two weeks have been so stressful. I'm glad that my husband has been by me through all the problems that we have had. Moving to Colorado has taken our financial situation through the roof. Thank Goodness for Income Tax LOL! Seriously I don't know what we would have done without the help of tax season. When we moved here we didn't have jobs, we were living off our savings which wasn't much. For a month we didn't have work and money was very low, then February is here and more money is accumulating ontop of the bills already owed. We were two months behind on our truck and already they had the repo people on us. How did they know we moved, we don't know. We have never been late on our truck payments and the first time we don't make a payment they are on our behinds. We figured they would be understanding, considering that we've been on time for the past three and a half years. But no they weren't. Two weeks ago we had a knock at the door and my sister answered and it's the repo man. She totally played it off and it was all good until they came back a second time. And this time nobody answered. But trying to dodge the tow truck was so nerve racking, just driving to work we had to look around us to see if we were being followed. Just to lighten the situation Dan would call it "Operation Ninja". Just that feeling of, "Will we get through the day?" or "Will our truck get taken?", was totally awful. We hid the truck for a week in the garage, it sucked so bad. I hate that feeling. And on top of that our bills are due, we felt as though we hit rock bottom.
We filed our taxes and things started to look okay but we weren't out of the woods yet. Still feeling uneasy about driving is not a very good feeling at all. We didn't deliberatily do this to ourselves. We could have made better judgements on things and done things differently. But we had to work on the current situation. We didn't know that it would affect us emotionally, physically and mentally. Having the support of one another and getting through the tough times, really meant alot to both Dan and I. It was hard trying to keep our emotions and troubles away from our kids. But we did, we worked on making their lives as comfortable as possible. We worked together on getting ourselves out of this mess.
It was such a relief when the phone call came and our refund check is in. Oh my goodness a big weight has been lifted off our shoulders. We can finally get caught up on everything and also pay a month ahead. It feels so good to be out of repo status and clear of the stress. Now that we have an income coming in each month, we feel more comfortable and stress free. That was a big eye opener for us. We don't ever want to feel that way again.
When you have a plan, stick to it, once you start to steer away, things can get hard. Luckily my husband and I worked as a team and supported one another instead of bringing more problems to the table. Everything worked out and it brought us closer together. We realize things that we have been lacking both in our relationship and with our kids. Things you don't notice start to pop up. The last two weeks have been such a learning experience. We can finally get back on track and focus on all the important things.
I hope everyone had a wonderful Valentine's Day!!
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